This means it gives you a clear overview of your investments and makes recommendations about how you can optimize your finances. Personal Capital is built around 3 simple pillars: Knowing Your Net Worth, Analyzing & Optimizing Investments and Planning For The Future. Personal Capital can also import Microsoft Money files from Windows if they’re in CSV format. It also connects to your bank, credit card, credit union and other financial institutions so that it can automatically download transactions. Not only that but Personal Capital is free to use unless you want a personal consultation about how to maximize your investments (which you don’t have to do). Personal Capital is more than just a way to manage your money, it actually advises you on how to maximize your capital and investments.
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